Friday, November 18, 2011

Taking Charge

Just read an article in the Globe and Mail about managing your own investments and how the financial advisors usually have their own or their institutions interests uppermost in their minds while dealing with their customers.  Makes sense.  I have already opened up a brokerage account and managed some of my money and I really like it.  The rest is managed by an advisor at my credit union.  It has done quite well but I really like having control over my money and I don't understand some of the funds in my managed account. It's all based on trust.  It makes me wonder about whether I should put all my money into my brokerage account.  Mmmmmm.
Plans have excelerated due to circumstances.  We must move into our unfinished house due to employment issues so we will probably be doing so in the new year sometime.  A little scary but it feels so right, only one set of bills to pay! Yay!  Living in construction is no fun but it beats getting behind every month.  It's time to live within our means.  We will finally have enough to live the life we want to live.  I'm so looking forward to that.  Funny how you have a plan then suddenly something changes and you have to go with a new plan.
Last time we were on our island I had my eyes more open to the feeling of what it will be like to live there full time.  I noticed all the people with cottage industries that bring in some extra money and how people don't shop for entertainment generally.  The focus is on friends, going for walks on the beach, hikes, volunteering and participating in island activities that are usually not too expensive.  I have a feeling that we are going to be very happy there.